The Team

Operating from the US Border through to the GTA & Ontario

bruce Bruce Hale, AMP – Broker | Owner

With over 35 years of mortgage and banking experience, Bruce Hale offers expert advice, exceptional product knowledge and outstanding financial services for all of your mortgage needs.No matter what your mortgage requirements are, Bruce’s invaluable knowledge and expertise will help you find a solution. He can offer flexible options and help you achieve your goals. His rates are competitive and he knows exactly which resources to use in any given situation. With a reputation that precedes him in the industry, you cannot buy this experience.

Married for more than 30 years with 3 children, Bruce offers the same commitment and loyalty to your family financial needs that he gives to his own. Prior to owning a Mortgage Brokerage office with The Mortgage Centre, Canada’s Premier Mortgage Franchise Operation, Bruce also worked for several major financial institutions, including Canada Trust and Royal Trust and Home Trust.

Don’t call the Banks, pick up the phone and call Bruce “He works for You, not the Lenders”

Bruce Hale:
PH: 905.385.4822 | Ext: 202

adam Adam Hale – Alternative Mortgage Broker | Owner

Adam Hale is the peoples advocate of the mortgage industry. Where as most mortgage brokers focus on clients purchasing and refinancing homes, Adam is there for the clients that have been declined or that are in financial trouble with their current creditors.Adam has been awarded alternative broker of the year awards and recognition from the Canadian Association of Accredited Mortgage Professionals year after year.

Adam see’s clients in their hardest times and helps them battle to keep the home that they have invested their heart and soul into. There aren’t many scenarios that Adam hasn’t come across when it comes to financial woes.

Adam Hale:
PH: 905.385.4822 | Ext: 203

joe Joseph Grifa – Mortgage Broker | Operations – Compliance Officer

Joseph Grifa will shop the market and negotiate a mortgage that best suits your financial needs, based on information gathered from each client’s particular scenario. Joe understands that every dollar counts when you’re paying off your home and will work closely with you to customize a mortgage that is just right for you.

With access to expert resources and over 20 years of combined industry experience, Joe works exclusively with clients, from the first time home buyer to the seasoned homeowner looking to move. He can access home equity, transfer a mortgage or refinance an existing mortgage, regardless of your current employment or financial situation. Naturally creative, he sees the big picture and will help you understand how different rates, terms and conditions can affect the lifetime cost of your home, your monthly payments and financial flexibility.

As a long time resident of the Niagara Region, he is very familiar with the local real estate market and is in a unique position to offer the most innovative mortgage services and competitive interest rates available in Canada today. He will ensure he meets your long-term financial goals and will work to save you money so you can pay off that mortgage sooner!

Joseph Grifa:
PH: 905.385.4822 | Ext: 205

laurahalebio Laura Hale – Director, Marketing & Operations

Laura is a Business Commerce Graduate with a Major in Marketing and has over 10 years of experience working with Canada’s Major Financial Institutions. With exceptional Customer Service experience, she knows how to deliver results to her ‘internal & external’ clients & business partners.

Laura enjoys the challenges and the fast pace environment this industry has to offer. She is an energetic, hard-working, self-motivated and professional team player. Possessing excellent presentation and communication skills; taking initiative in solving problems, with a strong desire to contribute to the mortgage, sales and marketing environments.

Laura Hale:
PH: 905.385.4822



Joel Oliver – Mortgage Agent

Joel is a licensed mortgage agent working with the Hale l Grifa team to help fellow Hamiltonians to obtain and maintain their mortgages. The Hale l Grifa team is experienced in all facets of the mortgage industry and have over 50 years combined knowledge. Recognized for timely responses Joel will work hard to help get your questions answered and keep you informed.

Joel Oliver:
PH: 905.385.4822 | Ext: 206

  • Contact Us Today!

    Contact The Hale Team today to arrange your free, no obligation consultation. Skilled negotiators and number crunchers, The Hale Team is equipped with vast experience in the mortgage industry and can make the impossible loan possible.

    Let us give you the keys to your new home and financial freedom.

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